US connected individuals might have a retirement account back home or a lump sum to invest for the future. As a cross-border financial firm, we know the complexities that come with the expat life. As expats ourselves we understand you and will take the time to create a plan that will help you reach your goals and live the life you want.
Why Harrison Brook
We will make sure to take into consideration the currency risk associated with global citizens. Many of our global families have experienced the world and gained an international perspective.Our expertise and experience assisting American citizens will bring you peace of mind. We will have solutions that will be tailored to your needs.
SEC Regulated
Harrison Brook USA financial advisors are regulated by the Securities and Exchange Commission (SEC) in the US, as well as throughout Europe via the Cyprus Securities & Exchange Commission (CySEC) and the Insurance Companies Control Service (ICCS). This allows us to provide a full spectrum of services for American Expats living around the world, including IRA accounts and US compliant taxable investment accounts.
Our Products and Solutions for US Expats
Our retirement accounts for Global USA families will be managed through a US custodian. That means the rollover to the new custodian has not tax consequences. Our taxable accounts for our Global USA families are multi-currencies and will also be compliant with the IRS. American Expats living overseas with excess cash to invest have limited options. At Harrison Brook, we partner with a list of Investment managers in Europe that offer Investment portfolios compliant with the US tax system and generate a tax form 1099 each year. Most firm only uses its own portfolios. We differentiate ourselves since we are not tied to one manager. We choose the best portfolio that matches you needs.
No matter where you live we have a solution that will meet your needs.
Our solutions are portable, which means that you don’t have to worry if you move to a different country. We work with custodians that specialize in helping expats. This gives you peace of mind that you will not have to worry about changing advisor when moving to a new country.
Roth Conversions
It is possible as an American Expat to accomplish a Roth conversion while living abroad. There is no income limitation and you can choose the amount to convert so the tax burden is spread over many years.
401k Rollover
If you currently have a 401k in the USA, there are many advantages for you when rolling over your employer sponsored plan to an IRA. There is no tax implication to do so and you can get cross-border financial advice on the plan.
Net Unrealised Appreciation
If you have a 401k and have your previous employer company stock inside the plan, you are able to use this tax-efficient strategy to remove the stocks from your retirement plan.
